Thoughts, Ideas, and Concepts by Sandra Parks

Posts tagged ‘Assistance’

How to Handle ‘You’re Overqualified’ in Interviews

So  what should you do if you’re credentialed with good experience and advanced  education, are looking to become re-employed and are even willing to take a  lower-level position? Here are a few tips:

Don’t  Be Tempted to “Dumb Down!”

This  strategy moves your career backward. You typically end up frustrated, not hired  or worse — you find a new job you can’t wait to move out of. Most employers  today actually want you working at your highest ability level since productivity  is key to everyone’s success. They also want to retain you past the many months  it takes to train you for the job, so you can begin to make a contribution to  the company.

Do Some Soul Searching and Savvy Preparation.

Acknowledge  that employers are reluctant to hire a person who is overqualified because they  think the person is unlikely to be happy, won’t stay long, might want the  interviewer’s job or may expect fast promotion. Remember that you can be  threatening to the interviewer, especially if you are truly suited for the  interviewer’s job! He may think you aren’t seriously interested in doing the job  for which you’re being hired — nor do employers want someone who’s burned out or  sees the job as an easy paycheck.

Examine  why you want the position. “I need a job!” is not a response that will endear  you to him. You must use your communication skills to convince him why a  demotion is a good option. You must create a reasonable explanation. Try  this:

“My  current position as Regional Sales Manager requires me to cover 14 states, and  the job had grown into 15 nights of travel per month. This has become an  increasingly difficult sacrifice for my family. I have decided to seek a major  accounts-rep position that allows me to focus on my strengths — selling,  sustaining top-notch client relationships and up-selling — but also allows me to  go home most evenings. This is not an option at my current job. It requires a  lot of out-of-town travel to do the job, which I am no longer willing to do. I  believe my extensive marketing and sales skills would greatly benefit your  organization in a positive way. I see this as a win/win situation for both of  us.”

Don’t  Show Desperation.

You  may feel it, but it will work against your getting hired if you show how frantic  you are to get a job. Too often an executive says, “I’ll start at any job just  to get my foot in the door.” That won’t work — it’s an outdated strategy. Being  willing to take any  job often makes the interviewer disqualify you. She needs a competent  person to perform the specific job she’s hiring for.

So,  you must show not only that you can do it but also that you want
to do
it. You can offer some advantages, gained from your experience, such
as: “My ability to solve problems and train others would be a major plus in the  position.” Many employers are slow to hire, yet pay well when they select
someone for the position, so patience is essential.

Look  Harder for Positions for Which You Are Qualified.

Employers  want a good fit and an individual who delivers results. Customize every cover letter you write and tweak your resume to match the
opportunity. Be sure to address the major needs required and demonstrate results  you’ve achieved in line with the level requested. A former CEO at a smaller  company might only be a midlevel executive at a larger organization, so be clear  as to how you’re leveraging past experience and leadership to help a potential  employer excel.

Networking  Is Key to Hearing About and Landing a New Job.

Ask  colleagues, friends, former employees, college alumni, and other contacts for  referrals to new people who can help you uncover unadvertised positions. An  introduction to a senior executive can open new doors and even create a job when  no advertised one was available. Department of Labor statistics reveal that 63  percent of all jobs last year were found through contacts, so network, network,  NETWORK!

Alliance for Affordable Services

Dear Valued Consumer Here is an exciting offer from the Alliance for Affordable Services.  The following services have been combined into one product and are available for a single person for $25 monthly or $40 for an entire family.  The following list is the top ten reasons or more utilized services, but the program includes over 20 more additional services ranging for discount of rental cars to dental plans to annual college scholarships for your deserving child.

1.        Emergency Roadside Assistance – for you or your family and goes with you not you vehicle.  You can be in anyone’s vehicle.

2.       ID Theft Resolution – Trust me, this can help anyone who has experienced a problem of this type.

3.       Legal Club of America – Available on the family plan, it provides you with immediate access to an attorney for anything you can think of or any legal questions you may have.

4.       Alliance Consumer Club Rewards – This is a program that works in conjunction with other programs.  Example, if you were planning a trip and you used the Alliance to plan the trip.  First, you would receive discounts for hotel, rental car(s) or amusement park tickets, and then they would subtract a portion of your total accumulated Rewards Cash from you trip total, reducing the total amount you were paying.  Savings on top of saving.

5.       Amusement Park Discounts – Can save up to 40% on tickets.

6.       Dent Zone – What can I say about this benefit, you probably know someone now who has a cracked windshield or a dent in their vehicle, after you receive your cards you simple can them and th ey will repair it for free.  That is worth the initial payment!

7.       Hotel Access Card – This card gives you up to 50% discount count on hotel within the US. Catch is you must pay the small fee of $6.95 to get the book of hotels accepting the card and the card comes with the book.  (I have it and its worth the small fee)

8.       Hotel Discount Program – Only 10% off best rate, that’s why I ordered the Hotel Access Card to receive up to 50% off.

9.       Global Emergency Services – Ex. You went to visit someone and were in an accident, it would pay for your spouse to join you. Limited to CONUS.

10. Health Benefits The big thing.  It pays the primary $400 a day for an illness or accident while in the hospital; $20,000 accidental death; $30,000 common carrier; $750 emergency room visit for an broken or dislocated bone;  and $5000 if the primary or spouse ever has a heart attack.  The illness coverage is limited to 10 days, but it pays for 180 for an accident.

a. Ambulance Benefit – $200 reimbursement for ambulance

b. Diagnostic Imaging Services – Average cost of MRI is approximately $1500 and the average insurance deductible is $2000, meaning if you had one that did not result in surgery, you basically will pay the full amount.  This benefit cuts the cost of the imaging up to 70%, meaning if you use the alliance location (the program provides you with a list of locations that accept the alliance) you would only pay $450 instead of $1500.

c. Hospital Advantage Card – Cost additional $15 a month.  This service negotiates your bill for you. If you know you are about to have surgery or as soon as you are admitted to the hospital, you call the service to start the negotiation of services.  They save on average 45% of billed services; this reduces the total bill after hospital confinement, thus saving you money.  If your bill was $20,000 before negotiation and $12,000 after the process.  Which would you rather pay, 20% of $20,000 or 20% of $12,000? $4000 or $2400? Saving of $1600.

If anyone would like to join the Alliance or receive more information of the Alliance for Affordable Services submit an email to me as lashun.fuqua@healthmarketssales.com or call (901) 603-3999. The is NO underwriting; therefore, anyone and everyone qualifies.

Thank you.

Sincerly,

La Shun Fuqua License Insurance Agent

Tennessee, Mississippi and Texas

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